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Hartzer Discusses COVID and Property Insurance in an American Bar Association Publication

HeplerBroom attorney Robert Hartzer
Robert Hartzer

The economic effects of the COVID-19 pandemic are predicted to lead to an increase in missed mortgage and lease payments, foreclosures, and evictions. These, in turn, will lead to an increase in vacant insured property. In a recent article in Probate & Property, Robert Hartzer cautions property insurance professionals, real estate professionals, and business owners alike to be aware of the importance of insurance policy vacancy exclusions. Citing a number of decisions over the last 60 years, Hartzer analyzes courts’ various interpretations of what constitutes “vacant” and “unoccupied” property and when policy exclusions for these apply. The full article is available here.

Hartzer, an associate attorney in the firm’s Chicago office, focuses his practice on insurance law. Prior to entering law school, he was a licensed property claims adjuster with a major insurer.

HeplerBroom is pleased to announce that its physical offices have reopened. While the health and safety of our clients, employees, and families, remain our top priority, HeplerBroom attorneys and staff are returning to our offices on full-time or modified schedules. Our offices are open to visitors and clients with scheduled appointments, with appropriate screening of visitors and social-distancing protocols. HeplerBroom will continue to follow CDC recommendations for cleaning and sanitizing.

We are very proud of the dedicated efforts of our attorneys and staff to provide great service and work product to our clients during the pandemic. This would not have been possible without the incredible support provided by the HeplerBroom IT Department and other essential personnel who supported our personnel and clients from the office locations while the rest of our teams worked remotely.

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