Posts in COVID-19.

Not long after governors and mayors issued orders shutting down non-essential businesses as a safeguard against the spread of COVID-19, we read countless emails and blog posts about how those entities’ business interruption coverages might apply to businesses shut down by the pandemic. Most writers conclude the ISO forms almost certainly will not indemnify the insured for those costs, and while there undoubtedly will be exceptions, I won’t muck about trying to add to that consensus here.

Instead, I’m curious about what happens next, when the owner of a restaurant or plastics ...


April 1 closes out one of the longest months Americans have felt in a while, and with it comes another big financial difficulty facing the country: Rent. Landlords and lenders alike will find themselves in the unsettling reality that many of their renters and borrowers cannot stay current during this pandemic. Only a few months ago, studies found that the average American did not have the savings to endure a $1,000 emergency[1] —this during a period when the financial market indices were running on historic highs.

Now that the global economy is coming to a standstill and ...


Health experts have explained the need to “flatten the curve” through mandatory and voluntary social isolation. These painful yet necessary efforts to fight the COVID-19 pandemic have sparked a crisis in employment which is on course to surpass even the worst days of the 2008-09 financial crisis. Nationwide, millions have been laid off within a very short period. According to the Bureau of Labor Statistics, 3.3 million Americans filed for unemployment the week of March 16, a tremendous jump from the previous week’s 282,000 unemployment claims, and an overall record in U.S ...

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Kerri Forsythe

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