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St. Louis, MO


Areas of Practice


  • Saint Louis University School of Law, J.D., summa cum laude, 2002
  • Washington University-St. Louis, Bachelor of Arts in History, summa cum laude, 1999


  • Missouri
  • Illinois
  • U.S. Courts of Appeals for the
    • 7th Circuit
    • 8th Circuit
  • U.S. District Courts for the
    • Eastern District of Missouri
    • Western District of Missouri
    • Southern District of Illinois
    • Central District of Illinois

Practice Description

Michael L. Young is a litigation attorney with a primary emphasis in the practice of insurance coverage and bad faith. He represents both insureds and insurers in complex insurance coverage matters at all stages of the claims process. Mr. Young also has advised insurers in drafting policy language and developing claims best practices. He has represented clients in Missouri and Illinois.

Bar/Professional Associations

  • Illinois Association of Defense Trial Counsel
    • Chair, Insurance Law Committee (2018-2019)
    • Vice-Chair, Insurance Law Committee (2015-2018)
  • Certified Litigation Management Professional
  • Claims and Litigation Management Alliance
    • Insurance Coverage Committee
    • Extra-Contractual Committee
  • Missouri Organization of Defense Lawyers
    • Legislative Committee
  • The Missouri Bar

Awards, Honors & Distinctions

  • Best Lawyers in America (2018-2021)
  • Missouri & Kansas Super Lawyers
    • Rising Star (2014-2016)
  • Featured in A.M. Best’s Member Spotlight (June 2014)

Law School Honors/Involvement

  • Excellence Award for
    • Commerical Transactions
    • Business Associations
    • Health Care Provider Liability
    • Legal Profession
    • Civil Procedure II
  • Order of the Woolsack
  • Saint Louis University Law Journal (2000-2001)
    • Staff member
    • Case Note selected Best Student Work in Volume 45
  • Valedictorian

Published Legal Writing

External Publications

  • "Getting Their Voices Heard: The Modern Trend Towards Insurer Intervention in Liability Suits," CLM Magazine (February 2021). (Co‑author) (This article can be read here.)
  • “Discussing Coverage Issues with Outside Counsel – Before an Opinion is Drafted,” Insights (Winter, 2019) (Co‑author) (This article can be read here.)
  • “Rescission in Missouri,” DRI Compendium (2018).
  • “The Concurrent Proximate Cause Test for Coverage in Illinois: A Look at Allstate Indemnity Company v. Contreras,” IDC Quarterly, Vol. 28, No. 4 (2018). (Co-author) (This article can be read here.)

HeplerBroom Blog Posts

  • “When Independent Insurance Producers are Not-So-Independent: Illinois Appellate Court Rejects Insurer Request for Policy Rescission Due to Producer Conduct,” February 27, 2018. (This blog post can be read here.)
  • “Read Your Insurance Policy Carefully: Insured Bound to Terms of Policy Despite Alleged Representations by Insurer’s Agent,” February 6, 2018.(This blog post can be read here.)

For a complete list of Published Legal Writing, click here.

Legal Lectures & Presentations

  • “I’d Like to See That in Writing: Suggestions for Effective Claim File Documentation,” National Association of Mutual Insurance Companies webinar (2020).
  • “When Frenemies Unite: Working with Independent Defense Counsel to Ensure Good Faith Claims Handling,” 2020 Claims and Litigation Management Alliance Focus Seminar: Extra-Contractual, Insurance Coverage, Claims & Litigation (2020.) (Co-presenter)
  • “Insurance Claims for COVID Business Losses: Perspective from the Insured and Insurer,” United States Arbitration & Mediation webinar (2020). (Co-presenter)
  • “Marketing and Business Development - Traditional Versus Non-Traditional Methods (“Old School vs. New School”) – Whatever Fits Your Style!” Illinois Association of Defense Trial Counsel Webinar (2020). (Co-presenter)
  • “No Reason to Get Excited: Considerations for Preparing for and Responding to Policy-Limits Settlement Demands in Liability Claims or Suits,” Claims and Litigation Management’s Annual Focus Conference (2020)

For a complete list of Legal Lectures & Presentations, click here.

HeplerBroom LLC COVID-19 Response

HeplerBroom has been diligently working on its response and continuity plan to the COVID-19 pandemic in order to keep the health and safety of our employees, their families, and our clients as our top priority.

To help ensure everyone's continued health and well-being, effective March 17, 2020, all attorneys and staff began working remotely. We continue to assess the situation and will return to our physical offices when appropriate.

To ensure this, the firm has identified essential personnel in each office who will make certain that critical firm functions that cannot be done remotely continue to be handled. We have put in place protocol for those essential personnel to make sure they are keeping healthy per the CDC cleaning and sanitizing recommendations. All teams have back-up personnel and procedures that we will follow to make sure all deadlines are met and clients receive the same great service and work product that we have always been proud to provide.

HeplerBroom's IT department has been working hard to make sure all remote employees are set up with equipment and access from home to limit disruption to our clients. Maintaining security and confidentiality has remained, and will continue to remain, at the forefront of all processes and procedures, at all levels throughout the firm.

The firm has created emergency communication measures to communicate any changes to this plan to employees and are communicating on a regular basis with any and all new resources and helpful information during this uncertain time.

During these fluid and unpredictable times, HeplerBroom will continue its commitment to great service and results for our clients, all while keeping safe and healthy.

Wishing you and your families good health.

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