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St. Louis, MO


Areas of Practice


  • Saint Louis University School of Law, J.D., summa cum laude, 2002
  • Washington University-St. Louis, Bachelor of Arts in History, summa cum laude, 1999


  • Missouri
  • Illinois
  • U.S. Courts of Appeals for the
    • 7th Circuit
    • 8th Circuit
  • U.S. District Courts for the
    • Eastern District of Missouri
    • Western District of Missouri
    • Southern District of Illinois
    • Central District of Illinois

Practice Description

Michael L. Young is a litigation attorney with a primary emphasis in the practice of insurance coverage and bad faith. He represents both insureds and insurers in complex insurance coverage matters at all stages of the claims process. Mr. Young also has advised insurers in drafting policy language and developing claims best practices. He has represented clients in Missouri and Illinois.

Bar/Professional Associations

  • Illinois Association of Defense Trial Counsel
    • Chair, Insurance Law Committee (2018-2019)
    • Vice-Chair, Insurance Law Committee (2015-2018)
  • Certified Litigation Management Professional
  • Claims and Litigation Management Alliance
    • Insurance Coverage Committee
    • Extra-Contractual Committee
    • Faculty, School of Extra-Contractual Claims
  • Missouri Organization of Defense Lawyers
    • Legislative Committee
  • The Missouri Bar

Awards, Honors & Distinctions

  • Best Lawyers in America (2018-2022)
  • Missouri & Kansas Super Lawyers
    • Rising Star (2014-2016)
  • Featured in A.M. Best’s Member Spotlight (June 2014)

Law School Honors/Involvement

  • Excellence Award for
    • Commerical Transactions
    • Business Associations
    • Health Care Provider Liability
    • Legal Profession
    • Civil Procedure II
  • Order of the Woolsack
  • Saint Louis University Law Journal (2000-2001)
    • Staff member
    • Case Note selected Best Student Work in Volume 45
  • Valedictorian

Published Legal Writing

External Publications

  • “If I Knew Then What I Know Now,” Coverage Opinions (June 17, 2021). (This article can be read here.)
  • "Getting Their Voices Heard: The Modern Trend Towards Insurer Intervention in Liability Suits," CLM Magazine (February 2021). (Co‑author) (This article can be read here.)
  • “Discussing Coverage Issues with Outside Counsel – Before an Opinion is Drafted,” Insights (Winter, 2019) (Co‑author) (This article can be read here.)
  • “Rescission in Missouri,” DRI Compendium (2018).
  • “The Concurrent Proximate Cause Test for Coverage in Illinois: A Look at Allstate Indemnity Company v. Contreras,” IDC Quarterly, Vol. 28, No. 4 (2018). (Co-author) (This article can be read here.)

HeplerBroom Blog Posts

  • “Missouri Legislature Passes Reform to RSMo § 537.065,” (May 18, 2021). (This blog post can be read here.)
  • “When Independent Insurance Producers are Not-So-Independent: Illinois Appellate Court Rejects Insurer Request for Policy Rescission Due to Producer Conduct,” February 27, 2018. (This blog post can be read here.)
  • “Read Your Insurance Policy Carefully: Insured Bound to Terms of Policy Despite Alleged Representations by Insurer’s Agent,” February 6, 2018.(This blog post can be read here.)

For a complete list of Published Legal Writing, click here.

Legal Lectures & Presentations

  • “I’d Like to See That in Writing: Suggestions for Effective Claim File Documentation,” National Association of Mutual Insurance Companies webinar (2020).
  • “When Frenemies Unite: Working with Independent Defense Counsel to Ensure Good Faith Claims Handling,” 2020 Claims and Litigation Management Alliance Focus Seminar: Extra-Contractual, Insurance Coverage, Claims & Litigation (2020.) (Co-presenter)
  • “Insurance Claims for COVID Business Losses: Perspective from the Insured and Insurer,” United States Arbitration & Mediation webinar (2020). (Co-presenter)
  • “Marketing and Business Development - Traditional Versus Non-Traditional Methods (“Old School vs. New School”) – Whatever Fits Your Style!” Illinois Association of Defense Trial Counsel Webinar (2020). (Co-presenter)
  • “No Reason to Get Excited: Considerations for Preparing for and Responding to Policy-Limits Settlement Demands in Liability Claims or Suits,” Claims and Litigation Management’s Annual Focus Conference (2020)

For a complete list of Legal Lectures & Presentations, click here.

HeplerBroom is pleased to announce that its physical offices have reopened. While the health and safety of our clients, employees, and families, remain our top priority, HeplerBroom attorneys and staff are returning to our offices on full-time or modified schedules. Our offices are open to visitors and clients with scheduled appointments, with appropriate screening of visitors and social-distancing protocols. HeplerBroom will continue to follow CDC recommendations for cleaning and sanitizing.

We are very proud of the dedicated efforts of our attorneys and staff to provide great service and work product to our clients during the pandemic. This would not have been possible without the incredible support provided by the HeplerBroom IT Department and other essential personnel who supported our personnel and clients from the office locations while the rest of our teams worked remotely.

If you have questions about visiting our offices, please do not hesitate to contact us. We look forward to seeing you in person again in the near future.